Workers Compensation

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Workers Compensation Service

NEARLY 2/3 OF ALL EMPLOYERS OVERPAY OR ARE OVERCHARGED FOR WORKERS COMPENSATION!

Workers’ Compensation service is not like other insurance services. In fact, insurance companies don't pay for workers compensation claims; this is the job of employers. It is the responsibility of the employer to cover group insurance, group health insurance and group life insurance of its workers. Insurance companies merely finance them at a very high rate of interest.

Each employee injury results in the most expensive financing contract of your business and that will be reflected in your premium, for years into the future.

G.S. Levine's proprietary program focuses on key areas of waste that can amount to tens of thousands of dollars in overcharges. The focus is on 6 common errors that contribute to overcharges:

  1. Premium Audit – errors are common and usually favor the insurance company
  2. Experience Modification - many times, the calculation done by the State is incorrect and costs you too much money
  3. Employee Injuries are not Effectively Managed – services are not what they used to or should be
  4. No Alliance with a Medical Director - many doctors are not trained to diagnose and treat occupational injuries
  5. Outdated Compliance & Injury Response – you get what you focus on so make safety leadership a value and not just a priority
  6. Hiring & Employee Management Practices that Create Claim Problems - many business owners and HR staffs are not equipped or ill prepared to handle the many complex issues that occur

Click here for more information on Compm.a.t.e. from the Institute of WorkComp Professionals